Frozen Warnings

I do not think it will make a difference for the average person when the housing sector is concerned. Won't help those looking to buy unless they have a excellent credit rating score (and a secure job). Also few are in the market anyway, with all the uncertainties of the economy (get the mortgage one day and lose ones job the next). The one sector that could benefit would be those who can refinance the interest rate on their present home. But then again, must have a good track record on making past payments on time plus that excellent credit score.